A. Users must be natural persons with full civil capacity.

B.If you are under the age of 18, you need to use the Broearn Wallet service under the guidance of your parents or guardians.If you are a person without or with limited capacity for civil conduct, Broearn Wallet reserves the right to hold you and your parents or guardians responsible for all consequences caused by the use of Broearn Wallet.

A. A person other than a natural person who possesses legal and mental capacity to enter into this Agreement; or

B. A User who is prohibited, restricted, unauthorized or ineligible in any form or manner whether in full or in part under this Agreement, laws, regulatory requirements, or rules in the jurisdiction applicable to such User, to use the Services (as defined below). For the avoidance of doubt, Users from China are also covered under this definition of “Excluded Person”.

A. Create or import wallet: means your use of Broearn to create or import wallet after your acceptance of this Agreement.

B. Wallet Password: means the password determined by you when you create the wallet. The Wallet Password will be used to encrypt and protect your Private Key. Broearn Wallet, as a decentralized application, will not store your Wallet Password on our servers, nor will your Wallet Password be stored in your own mobile devices. If you lose or forget your Wallet Password, you will have to reset the Wallet Password with your Private Key or Mnemonic Phrase.

C. Alert: means the messages displayed on Broearn Wallet’s operation interface which provides suggestions for Users on subsequent operations.

D. Specific Users: means Users who should cooperate with Company and disclose Personal Information in order to comply with the laws, regulations and policies of Singapore.

E. Private Key: consists of 256 random bits. Private Key is the core for the User to hold and use the Tokens.

F. Public Key: is derived from the Private Key based on cryptography and is used to generate wallet addresses. A wallet address is a public address for receipt of Tokens.

G. Mnemonic Phrase: consists of 12 (or 15/18/21/24) words which are randomly generated, and it is based on BIP39, the industry standard of blockchain. It is a human readable format of words to back up your Private Key for recovery.

A. store Users' Wallet Password (the password Users set when creating or importing wallets), Private Key, Mnemonic Phrase or Keystore;

B. recover Users' Wallet Password, Private Key, Mnemonic Phrase or Keystore;

C. freeze the wallet;

D. report the loss of wallet;

E. recover the wallet;

F. rollback transactions.

A. Create or import wallet: you are entitled to use Broearn Wallet on your mobile device to create and/or import wallet, set Wallet Password and use your wallet on Broearn Wallet to transfer and receive Tokens on blockchain.

B. Identification verification: Specific Users will be asked to complete identification verification before using Broearn Wallet to comply with related laws and regulations, according to the notification of Broearn Wallet. Specific Users may be asked to provide Personal Information including but not limited to name, identification card number, cell phone number, bank card information, etc., without which the Specific Users will not be able to use certain services and the Specific Users alone shall be responsible for the loss caused by their delay in completing the verification.

C. Company may develop different versions of Broearn Wallet for different terminal devices. You shall download and install applicable version. If you download and install Broearn Wallet or other application with the same name as "Broearn Wallet" from any unauthorized third party, Company cannot guarantee the normal operation or security of such application. Any loss caused by using such application shall be borne solely by you.

D. A previous version of Broearn Wallet may stop to operate after a new version is released. Company cannot guarantee the security, continuous operation or customer services for the previous version. Users shall download and use the latest version.

A. You shall bear sole responsibility to take care of your mobile devices, Wallet Password, Private Key, Mnemonic Phrase and Keystore. Company does not store or hold the above information for Users. You shall be solely responsible for any risks, liabilities, losses and expenses which result from frauds, you losing your mobile device or crypto currency hardware wallet, disclosing (whether actively or passively) or forgetting Wallet Password, Private Key, Mnemonic Phrase or Keystore, or your wallet being attacked.

B. Broearn Wallet Alerts. You understand and agree to comply with the Alerts published by the Company on Broearn Wallet. You shall be responsible for any risks, liabilities, losses and expenses which result from your failure to comply with any Alerts.

C. You note and understand that Broearn Wallet undertakes no responsibility to conduct due diligence on the Third-Party Service. You shall assess carefully and assume all risks in connection with the use of Broearn Wallet.

D. Complete identification verification. If Company reasonably deems your operation or transactions to be abnormal, or considers your identification to be doubtful, or Company considers it necessary to verify your identification documents or other necessary documents, you shall cooperate with Company and provide your valid identification documents or other necessary documents and complete the identification verification in time.

E. Using the phone number and email registration method (EOS system effective decentralized solution), you can choose to export the Private Key function to get the Private Key for better account management. You note that you can delete the default added multi-sign owner permission, and our company will not be able to help you to restore the Private Key.

A. You understand that you may be subject to daily limits on the amount and times of transfers according to your location, regulatory requirements, transferring purposes, risk control by Broearn Wallet, or identification verification.

B. You understand that blockchain operations are "irrevocable". When you use Broearn Wallet to transfer Tokens, you shall be solely responsible for the consequences of your mishandling of the transfer (including but not limited to wrong address, problems of the node servers selected by you).

C. You understand that the following reasons may result in a "transfer failed" or "mining overtime" prompt:

a) insufficient balance in the wallet;

b) insufficient gas fee for transaction;

c) blockchain's failure to execute the code of smart contracts;

d) the transfer amount exceeding the transfer limits imposed by authorities, Broearn Wallet or laws or regulations;

e) technical failure of the network or equipment;

f) abandoned transactions result from blockchain network congestion or failure;

g) the wallet address of yours or your counterparty's is identified as special addresses, such as high-risk address, exchange address, ICO address, Token address, etc.

D. You understand that Broearn Wallet is only a tool for transfer of Tokens. Company shall be deemed to have fulfilled its obligations once you have completed the transfer and shall not be held liable for any dispute in relation thereto.

E. Compliance. You understand that you shall abide by applicable laws, regulations and policies when you use Broearn Wallet or the DApps on Broearn Wallet.

F. Notifications. Broearn Wallet may send notifications to you by web announcements, e-mails, text messages, phone calls, Notification Centre information, popup tips or client-end notices (e.g., information about your transfer or suggestions on certain operations) which you shall be aware of timely.

A. Broearn Wallet does not charge you any service fees or handling fees for the time being. The Company may reach an agreement with you or announce rules regarding service fees in the future;

B. You need to pay gas fee when you transfer Tokens on Broearn Wallet, the amount of which would be on your sole discretion and would be collected by the relevant blockchain network;

C. You understand that your transfer of Tokens may fail under certain circumstances. When the relevant blockchain network being unstable, you may still be charged gas fee by the relevant blockchain network, notwithstanding the failed transfer attempted;

D. You shall bear all the applicable taxes and other expenses occurred due to your transactions on Broearn Wallet.

You understand and acknowledge that the laws and regulations are not fully established in the field of digital tokens. Digital tokens in this field may give rise to significant risks such as the inability of technology or failure for fiat-token exchange. You also understand that Tokens have much higher volatility compared to other financial assets. You shall wisely hold or dispose of the Tokens based on your financial status and risk appetite, and that the quotes provided by Broearn Wallet are only the search result of the digital token exchange rate information of some exchanges and do not represent the latest quotes or the best offer.

Broearn Wallet does not guarantee that transactions will be completed successfully and Broearn Wallet is not liable for damages if you or your counterparties do not comply with this Agreement, relevant website descriptions, transactions, or the operating instructions and rules on the payment pages when using the Broearn Wallet Services. In the event that the foregoing occurs and the funds are credited to your or your counterparty's account first.

Broearn Wallet or third-party wallets, you understand that transactions on blockchains are "irreversible" and that the relevant transactions are "irrevocable" so you and your counterparties shall bear the liabilities and consequences at their own risk.

When you use Third-Party DAppss integrated with Broearn Wallet or conduct transactions, for your benefit, we recommend that you read this Agreement and the Broearn Wallet Tips carefully, get familiar with the counterparty and the product information and evaluate the risks carefully before taking any action. All your transactions with third-party DAppss are your personal actions and binding contractual relationships are established between you and your counterparties, independent of Broearn Wallet, and Broearn Wallet shall not be held liable for all risks, responsibilities, losses, and expenses that occurred due to such transactions.

When you conduct transactions or transfer your tokens to other counterparts, it is your sole responsibility to make sure that your counterparty is a person with full capacity for civil acts and decide whether you shall transact with him/her.

You shall reconfirm through the official blockchain system or other blockchain tools to avoid repeated transfers when you receive an Alert such as "transaction failed" or "mining timeout" or other similar abnormal information. Otherwise, you shall be responsible for all losses and expenses caused by this.

You understand that after you create or import a wallet on Broearn Wallet, your Keystore, Private Key, Mnemonic Words, and other information will only be stored in this current mobile device and not on Broearn Wallet or the servers of the Company. You can change your mobile device by synchronizing your wallet, etc. according to the operating instructions provided by Broearn Wallet. However, if you lose your mobile device before you could write down or backup your Wallet Password, Private Key, Mnemonic Phrase, Keystore, and other information, your digital tokens will be lost and we will not be able to retrieve them for you, and you will be responsible for the corresponding losses. If your Wallet Password, Private Key, Mnemonic Phrase, or Keystore is disclosed, or the device or server where you save or backup the above information is hacked or controlled, your digital tokens will be lost and we will not be able to recover them. Any and all losses arising in connection with the foregoing shall be borne solely by you.

We recommend that you back up your Wallet Password, Private Key, Mnemonic Phrase, and Keystore when creating or importing your wallet. We remind you not to use the following backup methods: screenshots, emails, note-taking apps, SMS, WeChat, QQ, and other electronic backup methods. We recommend that you copy the Mnemonic Phrase and Keystore information on a paper notepad, and you can store the electric data in a password manager.

Please be alert to fraud when you use the Broearn wallet. If you find any suspicious activity, we encourage you to inform us immediately.

A. maintenance, upgrading, failure of equipment and blockchain system and the interruption of communications, etc., which lead to the suspension of the operation;

B. Force majeure factors such as typhoon, earthquake, tsunami, flood, power outage, war or terrorist attack, virus, Trojan horse, hacker attacks, system instability, or governmental action, which cause our system to be unable to provide services or if in Company's reasonable opinion, continuous provision of Services would result in significant risks;

C. Occurrence of other circumstances beyond the Company's control or reasonably foreseeable.

D. The Company may unilaterally suspend or terminate your use of some or all of the functions of the Broearn Wallet when you experience the following circumstances:

A. opposing the basic principles set by the Constitution, endangering national security, leaking state secrets, subverting state power, or undermining national unity;

B. engaging in any illegal or criminal acts, including but not limited to money laundering, illegal fundraising, etc;

C. By using any automated program, software, engine, web crawler, web analysis tool, data mining tool or similar tool, etc., accessing the company’s services, collecting or processing content provided by the company, interfering or attempting to interfere with any user;

D. providing gambling information or in any way inducing others to participate in gambling;

E. hacking into another person's Broearn wallet to steal digital tokens;

F. Conducting transactions that are inconsistent with the transactions declared by the counterparty or transactions that are not genuine;

G. Engaging in any conduct that infringes or may infringe on the Broearn Wallet Service system and data;

H. Any other conduct that is illegal and that we have reasonable grounds to believe is inappropriate;

A. system maintenance or upgrading of Broearn Wallet system;

B. force majeure reasons such as typhoons, earthquakes, floods, lightning, or terrorist attacks;

C. malfunction of your mobile device software and hardware and telecommunication lines and power lines;

D. your improper, unauthorized, or unrecognized use of the Company;

E. due to viruses, Trojan horses, malicious program attacks, network congestion, system instability, system or equipment failures, communication failures, power failures, banking and other reasons, or government actions.

F. Any other cause not imputed to the Company.

A. Loss of digital tokens caused by users losing their mobile devices, deleting and not backing up their Broearn wallets, theft of their wallets, or forgetting their Wallet Passwords, Private Keys, Mnemonic Phrases, and Keystore;

B. Loss of digital tokens caused by the user revealing the Wallet Password, Private Key, Keystore, or borrowing, transferring, or authorizing others to use your mobile devices or Broearn wallet wallets, or not downloading the Broearn wallet application through our official channels or using the Broearn wallet application in other insecure ways;

C. Loss of digital tokens due to user mishandling (including but not limited to wrong transfer address, your own choice of transfer node server);

D. Loss of digital tokens due to misuse by users who lack knowledge in relation to blockchain technology;

E. Being unable to copy the user's accurate transaction records on the blockchain due to system delay, or blockchain instability, etc.

We may provide services to both you and your counterparties, and you agree to expressly waive any actual or potential conflict of interest that may exist with respect to such conduct by us, and not to claim will not claim against Company on such base or burden Company with more responsibilities or duty of care.

A. Your use of the Services

(a) poses a security risk to the Services or any third party.

(b) may adversely affect our systems, the Services, or the systems of any other user.

(c) may expose us, our affiliates or any third party to liability.

(d) may be fraudulent.

B. You have violated this Agreement. For entities, you have ceased normal operations, made an assignment for the benefit of creditors or assets requiring disposition, or become subject to bankruptcy, reorganization, liquidation, dissolution, or similar proceedings.

C. Effect of Suspension: We will suspend your right to access or use any part or all of the Services.

(a) You will remain responsible for all fees and charges incurred during the suspension period.

(b) You will not be entitled to access any of the Services during the suspension period.

D. Restrictions on API Requests.